Union Bank Personal Loan 2024: Union Bank Personal Loan 2024: For personal needs, emergencies or lifestyle improvements, Union Bank offers fast and affordable personal loans at competitive rates. Below, we will tell you about the loan details, benefits, eligibility criteria, required documents and how to apply etc.
Union Bank Personal Loan Features | Union Bank Personal Loan 2024
Feature DetailsLoan Amount₹50,000 to ₹15,00,000UsageMedical, Marriage, Education, Home RenovationApplication ModeOnline Application from HomeProcessing Fee2% of the loan amount
Interest Rates on Union Bank Personal Loan
Interest Rate RangeInitial Rate11% per annumMaximum Rate16% per annumInfluencing FactorsCredit Score, KYC Details
Benefits of Union Bank Personal Loan
Benefit DescriptionHigh Loan AmountBorrow up to ₹15 lakh without collateralMinimum DocumentationOnly basic documents requiredFlexible UsageFunds can be used for any personal purposeNo hidden chargesTransparent fees; No hidden charges
Documents required for application
Documents-Aadhaar Card,PAN Card,Voter ID,Driving License,Bank Statement of the last 6 months,Salary slip of the last 3 months,IT returns for the last 2 years,Passport size photo,Mobile number
Steps to apply for Union Bank Personal Loan online?
Visit the official website: Union Bank of India.
Select the “Personal Loan” option.
Check the eligibility based on your credit score.
Click on “Apply Now” and fill the online application form.
Upload the required documents.
Set up EMI auto-debit mandate.
After submission, Union Bank will verify your application. Once approved, the loan amount will be transferred directly to your bank account.
Customer Care
For assistance, contact Union Bank customer care at 1800 2082 244 or 1800 4253 555.
