IDFC First Bank Personal Loan 2024: Get a loan from ₹50,000 to ₹10 lakh without income proof and at low interest rates. Apply online and get all the details here.
Get a Personal Loan Today – Easy and Hassle-Free
Sometimes in life, such situations arise when you suddenly need money. If you need money for marriage, education, medical emergency or home renovation, IDFC First Bank Personal Loan is a great option for you.
This loan is also available without income proof and the entire process can be done online.
Features of IDFC First Bank Personal Loan
- Loan Amount: ₹50,000 to ₹10 lakh.
- Interest Rate: Starting from 10.99% up to 36% per annum.
- Loan Tenure: 3 months to 5 years.
- Processing Fee: Only 10%.
- Prepayment facility: No charges on early repayment.
- 100% digital process: Upload application and documents online.
Eligibility criteria
Know these eligibility conditions before applying for IDFC First Bank Personal Loan:
Nationality: Applicant must be an Indian citizen.
Age limit: 21 to 60 years.
Income: Minimum monthly income should be ₹20,000.
Credit score: CIBIL score 730 or above.
Occupation: Salaried or self-employed.
Documents: KYC and other required documents.
Required documents
Aadhar card and PAN card.
Address proof.
Bank statement of the last 3 months.
Passport size photograph.
Mobile number.
How to apply online? IDFC First Bank Personal Loan 2024
Applying for IDFC First Bank Personal Loan is very easy.
Visit Website: Visit IDFC First Bank.
Select Loan Section: Click on “Personal Loan” option.
Apply: Verify by entering mobile number.
Fill the form: Enter all the information correctly.
Upload Documents: Scan and upload the required documents.
Complete the process: Set up e-mandate and wait for verification.
FAQ: Frequently Asked Questions
- Can I get a loan without income proof?
Yes, IDFC First Bank offers personal loans even without income proof in some situations. How is the interest rate determined? The interest rate depends on your CIBIL score and income. How long does it take for loan approval? Due to the digital process, loan approval and transfer of the amount takes place within 24-48 hours. Can the loan be used for any purpose? Yes, this loan can be used for marriage, education, medical emergencies or other personal purposes.
Conclusion
IDFC First Bank Personal Loan 2024 is a simple and reliable option to meet your financial needs. The hassle-free online process and low interest rates make it even more attractive.
